Elderly patient with family member in bright, warm skilled nursing facility
Free Medicare Calculator

What Medicare covers for your SNF stay — and when it stops.

Free calculator. No signup. Know exactly where you stand.

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1.4M SNF stays/year · Avg stay 27 days · Day 21 copay $200/day · Days 1–20 FREE · 100-day max benefit · Resets after 60 days home
Medicare SNF Benefit Period Calculator

Where are you in your Medicare benefit period?

Enter your SNF admission date and we'll calculate your benefit day, daily copay, and days remaining — instantly.

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Benefit Day
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Today's Daily Copay
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Days Remaining
Day 1 Day 20 Day 100
Free (Days 1–20) $200/day (Days 21–100)
Medicare SNF Coverage Guide

What Medicare pays — day by day

Medicare Part A covers skilled nursing facility care under a benefit period. Here's exactly what to expect:

Days in SNF Medicare Pays Your Cost
Days 1 – 20 100% $0/day — FREE
Days 21 – 100 All but the daily copay $200/day (2026)
Day 101+ $0 All costs — Medicare stops
💡 When does your benefit period reset? Medicare starts a new benefit period after you've been out of a hospital or SNF for 60 consecutive days. That means you could qualify for a fresh 100-day benefit period if you return to a SNF after 60 days at home.
Recommended Reading

Understand your Medicare benefits fully

These books help patients and families navigate Medicare coverage decisions with confidence.

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Medicare Reference

Medicare For Dummies

The plain-English guide to Medicare — Parts A, B, C, and D, enrollment timing, Medigap, and how to avoid costly mistakes. Ideal for anyone entering or navigating Medicare for the first time.

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Family Guide

Medicare Survival Guide for Families

Written for caregivers and family members helping a loved one navigate Medicare — covers coverage choices, enrollment pitfalls, Medigap vs. Medicare Advantage, and Part D drug costs.

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